Please click on the link below to view Shane Oliver's thoughts on falling Australian home prices.

Key points raised are :

• Property prices in Sydney and Melbourne are likely to see top to bottom falls of around 20% as credit conditions tighten, supply rises and a negative feedback loop from falling prices risks developing
• Other cities will perform better having not seen the boom of the last few years
• Property investors should remain wary of Sydney and Melbourne for now and focus on higher yielding markets.